



Q: WHO IS RESPONSIBLE FOR MY MEDICAL BILLS AFTER A CAR ACCIDENT?
Jul 24, 2024
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If you've been involved in a car accident in Florida, navigating the complexities of medical bills and insurance claims can be overwhelming. As a victim of a car accident, you may be left wondering who is responsible for paying your medical expenses. In Florida, the answer lies in understanding the state's no-fault insurance system and identifying the liable parties.
Florida's No-Fault Insurance System
Florida is a no-fault state, meaning that drivers are required to carry Personal Injury Protection (PIP) insurance, which covers medical expenses and lost wages regardless of who is at fault in an accident. This means that your own insurance company will pay for your initial medical bills, up to the policy limit. However, if your injuries are severe or long-lasting, you may need to seek additional compensation from the at-fault party.
At-Fault Driver
If another driver was at fault in the accident, their liability insurance may cover your medical bills. In Florida, the at-fault driver's insurance company is responsible for paying for any damages or injuries sustained by the other parties involved in the accident.
Uninsured Motorist Coverage
Unfortunately, not all drivers carry insurance, leaving victims with few options. In such cases, uninsured motorist coverage (UM) may provide a safety net. UM coverage is an optional coverage that can be added to your own auto insurance policy, which covers you and your passengers in the event of an accident with an uninsured or underinsured driver.
Personal Injury Attorney
While navigating the complex process of figuring out who's responsible for your medical bills can be overwhelming, a personal injury attorney can help guide you through the process of seeking compensation for your medical expenses and other related costs. An attorney can also help you negotiate with insurance companies and fight for your rights as a victim of a car accident in Florida.
Take Action Today
If you've been involved in a car accident in Florida and are struggling to pay medical bills, don't wait any longer. Contact Dolezal Law, P.A., today at (888) 411-7854 or bethany@dolezallaw.com.